What is the maximum car loan, EMI and car value we can afford? How much should we spend on a car? Car loan eligibility depends on our monthly salary. In this video, we discuss 3 thumbrules:
1. Maximum Car Value that we one afford
2. Maximum car loan EMI that we should pay as % of income
3. Minimum downpayment of loan that we should take

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अधिकतम कितना कार लोन, EMI और कार वैल्यू हम ऑफोर्ड कर सकते हैं? हमें कार पर कितना खर्च करना चाहिए? कार लोन एलिजिबिलिटी हमारी मंथली सैलरी पर निर्भर करती है। इस वीडियो में, हम 3 थम्बरूल्स पर चर्चा करेंगे:
1. अधिकतम कार मूल्य जो हम ऑफोर्ड कर सकते हैं,
2. अधिकतम कार लोन ईएमआई जो हमें सैलरी के प्रतिशत के रूप में भुगतान करना चाहिए,
3. लोन का मिनिमम डाउनपेमेंट जो हमें लेना चाहिए।

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In this video, we have explained:
How to make a budget for buying a car?
Which factors should be considered while making a budget for buying a car?
How to calculate the price of the car you should buy based on requirement and wants?
How to calculate the maximum car value you can afford?
How to calculate the car loan eligibility before applying for a car loan?
What is the minimum downpayment you should make for the car?
What should be the value of a car if you are buying a car for wants or leisure purpose?

It gets very tricky to make a decision about buying a car because there are many factors we should consider before making the purchase. In this video, we will try to understand how we can make a perfect car budget when we are planning to buy a card for need and when planning to buy a car as a luxury addition to our assets.
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